Getting a Home Warranty

We understand warranty as something the manufacturer of the product we bought provide us; that in case of any damage to the product, it will be repaired or completely replace. So, we are familiar with the warranty on our electronic devices; however, have you heard of home warranty, which can cover way more things of your house than what you can imagine.

What is a Home Warranty?

A home warranty offers your protection on systems and appliances in your home that breaks down by way of normal wear and tear. It sometimes means a repair and sometimes a replacement. You can enter into a contract with a home warranty company that will help you cover the damage to your electrical systems or water heater. You might have to pay a small fee for the initial visit but the repair or replacement cost will be covered by the home warranty contract.

What Home Warranty covers?

Every home warranty companies have its own set of packages where they cover different items. Here we list down the things that you should prefer to have covered by your home warranty company to maximize your investment:

• Water Heaters

• Dishwasher

• Central Vacuum

• Duct Work

• Door Bells

• Burglar & Fire Alarm Systems

• Ceiling and Exhaust Fans

• Electrical Systems

• Garage Door Systems

• Kitchen Appliances

Moreover, read the contract and understand the policy really well to know what appliances and systems are included and what are not. Also, look around your house and see if there is any other device or appliance that is missing in the contract and which you would like to be included.

Benefits of Home Warranty

Understand these home appliances are always at the risk of getting damages due to no known reason at times. Hence, having them all covered under one contract will help you save tons of money and headache. If your appliances are new, there’s not much to worry; however, when they become little old, they start to crank, sometimes all at once. Be it installing or repairing a plumbing work or water heating systems of your house, you can potential save thousands of dollars with a home warranty.

How to get a Home Warrant?

If you’re a buying a new house, you can include a home warranty to be part of your purchase. Most of the sellers and estate agents would happily want to include a home protection plan along with the purchase of the property as a bonus. However, if your seller is not interested in this deal, you have the option to buy the coverage yourself separately.

Cost of Home Warranty

The cost of your home warranty varies according to the items covered in your warranty plan. Having said this, the cost is fairly economical and can range from $250 to $400 depending on the package.